Tariffs of services For private persons - Tariffs for Private Persons

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Bank Accounts Deposits E-banking Transfers of Funds Cash Desk Transactions Credits Bills Leasing Currency Trade Assets for sale Other Services...

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Bank Accounts Deposits E-banking Transfers of Funds Cash Desk Transactions Credits Bills Leasing Currency Trade Assets for sale Other Services...

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Tariffs for Private Persons

Tariffs for Crediting Services for Private Persons

Annual interest	as agreed
Issue of statements (consents, permissions, confirmations, etc.) related to the credit agreement: - in Lithuanian language - in Foreign language	LTL 50 LTL 80
Credit administration fee for natural persons	0.2 % of the amount, min. LTL 200
Credit administration fee for credits granted, up to 2,000 litas	3 % of the amount, min. LTL 50
Amendment of conditions of credit agreement	size of the fee depends on conditions amended, min. LTL 300
Making agreement on transfer of debt to other subject	0.1 % of the credit amount, min. LTL 300
Fee for premature repayment of credit or a part thereof	0.5 % of the prematurely repaid amount*
* When credit or a part thereof is repaid less than 30 days before the due date, the fee shall not be paid
Obligation fee paid from the unused amount of credit or credit line	1.2 % annual interest of the unpaid amount per month

Deposit Administration Tariffs for Private Persons

Withdrawal of deposit funds and interest from the account in cash

Free of charge*

*1. When deposit agreement is terminated before due date and the deposit was kept in the bank less than 30 days, transactions in the deposit account shall be taxed according to services and transactions tariffs applied in the bank.

*2. If at maturity a portion of the deposit amount is withdrawn, every other withdrawal of cash shall be subject to the pricelist of services and transactions applicable in the Bank.

Bank Account Administration Tariffs for Private Persons

Opening an account in litas or foreign currency*	Free of charge
* them inimum initial contribution to the account opened:
- for private individuals registered in Lithuania	LTL 10
- for private individuals registered abroad	LTL 50
When a client does not perform any financial transactions in bank accounts during current year and from bank account opening passed not less than 90 days, annual account administration fee shall be charged off from the client’s accounts on the last business day of the calendar year	LTL 5
*tax margin requirements of the bank accounts used to deposit and service businesses, which are the subject of insolvency proceedings, the bank accounts
Closing a bank account	Free of charge
Bank account admnistration:
- for private individuals registered in Lithuania	Free of charge
- for private individuals registered abroad	Free of charge

Tariffs for Bill Related Services for Private Persons

Bill administration Fee	0,2 % of Bill administration, min. LTL 100
Bill discount	As agreed

Tariffs for Cheque Related Services for Private Persons

Encashment of cheque	1 %, min. LTL 10, max. LTL 250
Return of unpaid cheque	LTL 20 + fees of foreign banks

Tariffs for Electronic Banking Services for Private Persons

Account management via Internet	According to separately approved tariffs
Repeated issue of TAN code card	LTL 4
Repeated issue of PIN and TAN code card	LTL 10
Validation of document on payment made through Internet banking system in the bank	LTL 2
Transmission of SMS message to client	LTL 0.30 for each message

Currency Trade Tariffs for Private Persons

Currency exchange, cash operations	According to approved exchange rate or under a separate agreement
The commission fee for the currency purchase / sale transactions in cash	The fee is written in the bank units in information sheets

Funds Transfer Tariffs for Private Persons

Local transfer of funds to own account inside the bank	Free of charge
Local transfer of funds to client’s account inside the bank	LTL 2
Local transfer of funds and payment document transferred via Internet banking system inside the bank	Free of charge
Local transfer of funds, when payee’s account is located in other Lithuanian bank	LTL 3
Local transfer of funds when payee’s account is in other Lithuanian bank and payment documents are transferred via Internet banking system	LTL 1.20
Local prompt transfer of funds when payee’s account is located in other Lithuanian bank	LTL 7
Repayment of unexplained funds to payer’s bank	LTL 3
Administration of payment order for debit transfer	LTL 3
Transfer of funds up to 2,000 litas when client does not hold an account and when payee’s account is located in other Lithuanian bank	Tariffs are specified in separate booklets on cash desk transactions, as stored in divisions of the bank
Prompt transmission of funds of up to 2,000 litas when a client does not have an account and when the payee’s account is in another Lithuanian bank	LTL 10
Administration of funds transferred from accounts of clients of the Medicinos Bankas	Free of charge
Administration of funds transferred from other banks registered in Lithuania	LTL 1.20
Validation of document on payment made in Internet Banking System (IBS) in the bank	LTL 2
Revision or cancellation of unsent payment order	LTL 5
Order to transfer paid-in cash to account of other natural or legal person inside the bank	LTL 2
Local transfer of funds in foreign currency to own account inside the bank	LTL 2
Local transfer of funds in foreign currency to account of client of the bank inside the bank	LTL 5
Local transfer of funds in foreign currency inside the bank, when payment document is transferred through Internet banking system	Free of charge
Local payment order in foreign currency to payee’s account in other banks registered in Lithuania	LTL 60
Local payment order in foreign currency to payee’s account in other banks registered in Lithuania, transferred through Internet banking system	LTL 55
Administration of funds transferred in foreign currency from other banks registered in Lithuania	LTL 10
Transmission of funds received from foreign banks in a foreign currency to clients of other banks registered in Lithuania	LTL 50
Revision or cancellation of payment order in foreign currency unsent to the payee	LTL 20
Transfer of funds under direct debit	Free of charge
Local regular transfer of funds inside the bank	Free of charge
Local regular transfer of funds, when payee’s account is located in other Lithuanian bank	LTL 3 for each transfer
Ordinary international payment (transfer)
OUR	LTL 90
SHA	LTL 70
BEN	Free of charge
Ordinary international payment (transfer), transferred through Internet banking system
OUR	LTL 80
SHA	LTL 65
BEN	Free of charge
Prompt international payment (transfer)
OUR	LTL 150
SHA	LTL 150
BEN	Free of charge
Very prompt international payment (transfer)
OUR	LTL 300
SHA	LTL 250
BEN	Free of charge
International payment (transfer) in Euros to EU countries, when the sum does not exceed 50,000 Euros, recipient’s bank code (BIC) and recipient’s account number in IBAN format are indicated, and the fees are paid by both payer and recipient (SHA**)
Ordinary international payment (transfer)	LTL 60
Ordinary international payment (transfer), transferred through Internet banking system	LTL 55
Explanation about OUR, SHA and BEN payments (transfers):
OUR – when a payer pays JSC Medicinos Bankas additional bank fees, established by bank agent(s) and by recipient’s bank. The bank is not responsible if bank(s) agent(s) and/or recipient’s bank do not follow Bank’s instructions or due to other reasons, regardless of the Bank, not all the sum, indicated in the payment, is credited to the recipient’s account. When a payment is made in EEE currency to EEE country, OUR conditions cannot be applied
SHA – when a payer only pays fees, established by JSC Medicinos Bankas, and a recipient pays recipient’s bank fees
BEN – when a payer pays fees, established by JSC Medicinos Bankas, bank(s) agent(s) and recipient’s bank, which are deducted from the sum, transferred to a recipient and indicated in payment. When payment is made in EEE currency to EEE country, BEN conditions cannot be applied.
Administration of funds up to 1,000 litas, transferred from foreign banks (receipt of funds from abroad)	LTL 10
Administration of funds above 1,000 litas equivalent, transferred from foreign banks (receipt of funds from abroad)	0.1 %, min. LTL 20, max. LTL 75
Administration of utility fees and other fees to service providers in cash	Tariffs are specified in separate booklets on cash desk transactions, as stored in divisions of the bank
Administration of utility fees and other fees to service providers according to documents submitted through Internet banking system	Free of charge
Revision of international payment order in foreign currency	LTL 100 + foreign bank fees
Revision or cancellation of international payment order unsent to payee	LTL 20
Cancellation of international payment order (with permission of payee)	LTL 100 + foreign bank fees
Validation of international payment order performed (copy of SWIFT/TELEX) or copy of a document evidencing income	LTL 10
Search for international payment order (when no fault of the bank exists)	LTL 100 + foreign bank fees
Search for income of client expected from abroad (under bank’s copy of order)	LTL 150
Search for income in foreign currency as expected by client (no guarantees of success are provided)	LTL 100 + foreign bank fees
Unexplained funds in foreign currency return of the payer's bank	LTL 60

Tariffs of Cash Desk Transactions for Private Persons

Acceptance of cash into own account	Free of charge
Acceptance of cash, when it is paid into other client’s account in the Medicinos Bankas	LTL 2
Payment of cash from account when the sum is under 2,000 litas (in one banking day)	Free of charge
Payment of cash from account when the sum is above 2,000 litas (in one banking day) (the fee is calculated from entire amount cashed out)	0.5 % of the amount
Payment of cash from account in foreign currency	0.5 % of the amount
Issue of cheque book (for settlements in Lithuania)	LTL 20
Cancellation of advance order of cash	0.1 % of the amount, max. LTL 500
Change of coins (litas and cents) to other denominations in the same currency	4 % of the amount, min. LTL 2
Change of notes to other denominations in the same currency	1 % of the amount
Acceptance of worn notes of foreign currencies	5 % of nominal value
Inspection of notes	LTL 0.1 for each note
Enchashment and delivery of cash	Under a separate agreement

Tariffs of Financial Broker Services for Private Persons

Commission fee for mediation in purchase and sale of government securities:

Amount according to nominal value of GS, LTL	Commission fee from the transaction value, %	min. LTL
Below 99,999	0.10	20
From 100,000 to 499,999	0.05
From 500,000 to 999,999	0.03
Above 1,000,000	0.02

Commission fee for services provided by financial broker department while performing orders from clients to buy/sell securities (shares) in Vilnius Stock Exchange:

Transaction amount, LTL	Commission fee from the transaction value, %	min. LTL
Below 9,999	0.9	20
From 10,000 to 19,999	0.75
From 20,000 to 49,999	0.5
From 50,000 to 99,999	0.4
From 100,000 to 499,999	0.3
From 500,000 to 999,999	0.2
Above 1,000,000	0.05

Tariffs of Other Services for Private Persons

Valuation of property pledged to the bank	Under separately approved tariffs
Issue of statements of account of current month, when transactions are made in the account	Free of charge
Issue of statements of account for previous periods	LTL 5 for each month
Sending of statements of account via post	LTL 5 per each
Sending of statements of account via fax (in Lithuania)	LTL 5 per page
Sending of statements of account via fax (abroad)	LTL 15 per page
Preparation of certificates on accounts opened and their balances	LTL 20 per certificate
Preparation of certificates in a foreign language (English, Russian) and other certificates	LTL 50 per certificate
Certificates upon request of auditor of client	LTL 100 per certificate
Preparation of certificate to tax inspectorate (for declaration of income)	Free of charge
Preparation of payment order upon request from client	LTL 2 per each
Preparation of international payment order upon request from client	LTL 5 per each
Issue of copies of documents	LTL 5 per page
Copying of documents	LTL 1 per page
Sending of documents upon request from client	LTL 5 per each
Sending of documents upon request from client via fax (in Lithuania)	LTL 6 per page
Sending of documents upon request from client via fax (abroad)	LTL 20 per page
Sending of documents upon request from client via courier post	LTL 20 + courier fees
Sending of statements of account via post abroad	LTL 15
Lease of personal safes	Under separately approved tariffs