Using the Internet banking system of the Medicinos Bankas you can administer your account from a convenient place and at convenient time.

• Perform payment transfers among accounts in Medicinos Bankas;
• Perform payment transfers to other banks of Lithuania;
• Perform international payment transfers;
• Pay fees for services;
• Prepare regular payments;
• Print payment orders and statements of accounts;
• Order automatic charging of personal account or other accounts;
• Set a deposit;
• See information on deposits kept in the Medicinos Bankas;
• Perform sale and purchase of foreign currencies;
• Send queries and receive notices on transactions made in the bank;
• Find out balance in the account;
• Receive notices on changes of account balance via SMS messages or e-mail;
• Receive statements of account for a requested period;
• Learn official exchange rates as set by the Bank of Lithuania;
• Learn foreign exchange sale and purchase rates as applied in the Medicinos Bankas;
• Import pre - prepared payment orders from accounting software used in your company;
• Create payees’ database;
• Connect the National Payment Agency portal and fill in applications and certificates;
• Connect the portal of the Centre of Registers;
• Connect the Kaunas City Municipality portal (EPS);
• Connect the Vilnius City Municipality portal;
• Fill in and submit declarations to the State Tax Inspectorate;
• Connect the SSIFB portal (EDAS) and submit the social insurance reports and applications, and receive information from the  Sodra data base.

The Internet banking system operates 24 hours per day. You do not need any special software or hardware. It is sufficient to have a computer with Internet connection and usual Internet browsers using HTML interface and allowing transfer of encoded data with 128 bit key. The Internet banking system works promptly and reliably, different languages can be selected.

In the Internet banking system, our users employ the following codes and passwords:

• Personal identification code as provided by the bank to recognize the user when he/she is logging into the system;
• Unique personal codes table (PIN), from which user must enter a variable identification code as prompted by the system when logging into the system;
• User-selected password (when logging into the system for the first time, user enters the personal identification code as provided by the bank);
• Table of codes for authorization of financial transactions (TAN), from which user must enter a one-time code, thereby signing the payment document prepared.

All the information transferred between your computer and the Internet banking system is encoded. Data encoding conforms to data encoding protocol of SSL 3.0 standard, which is acknowledged by financial institutions. International electronic signature certification centre VeriSign Inc. has issued to the bank a certificate confirming that data transferred via Internet are encoded in 128 bit key.

When becoming a client of the Internet banking system, you will specify requested number of users, the rights granted to each of them and the accounts that can be managed by them.

The following rights can be granted to users:

• Receiving of statement of account;
• Learning account balance;
• Learning foreign currency exchange rates;
• Filling in transaction forms;
• Performing import of orders;
• Preparing regular payments;
• Changing system password at one’s discretion;
• Performing sale - purchase transactions with foreign currency;
• Receiving notices on changes of account balance via SMS messages or e-mail;
• Right of the first signature;
• Right of the second signature.

Allocation of user rights is responsibility of the client.

How Can One Become User of the Internet Banking System?
To become a user of the Internet banking system, you should have an account in the Medicinos Bankas, fill a request / application, get familiar with service provision rules, arrive at the nearest client servicing divisions or branch and make agreement on management of account via Internet. It is necessary to have personal identity documents, seal of company / organization, work certificate and authorization to make agreement (if you are manager of a company / organization, the authorization is not needed).

• Balances of accounts;
• Changes of balances of accounts;
• Last (five) amounts charged into the account;
• Last (five) amounts charged off the account;
• Last amounts charged into the account in excess of a specified limit;
• Last amounts charged off the account in excess of a specified limit.

How Can One Start Using the SMS Message Service?
To start using the SMS message service, you should visit the nearest client servicing divisions or branch and make agreement on provision of account information via SMS and e-mail messages. It is necessary to have personal identity documents, seal of company / organization, work certificate and authorization to make agreement (if you are manager of a company / organization, the authorization is not needed).

Memo for Users of SMS Service

You should know the following about queries and answers:

• All the SMS messages shall be composed under the same principle and consist of three main elements: user password, function code and additional functional parameters;
• It is recommended to write queries in capital letters. In a query, the user password, function and its parameters should be separated with space;
• Answer to a query consists of title and the answer. The title provides general information about the message itself – code of selected service, answer sending date and time. Elements of answer: account sequence number according to agreement, three-digit currency code at the account sequence number and reply to your query;
• Amounts in reply on account balance are shown between brackets, and accuracy is two digits after dot;
• Comma is represented by dot. For example: thirty four litas and five cents are shown as <34.05>;
• In statements, minus sign means that the amount was charged off from the account, e.g.: expenses of 100 litas are shown as - 100.00. An amount without any sign means that the amount was charged into your account.

How Can One Start Using the SMS Service?
First of all, you should activate the service with a SMS message. Please enter a command YYYYY A XXXXX, where YYYYY is your PIN, your initial password as specified in agreement, and XXXXX is your permanent password (4–9 digits).

Please wait for an SMS message confirming successful input of password: “The new password is accepted. GSM - Bank service is activated”.


If you enter wrong PIN code five times, your phone number will be included into the ‘blacklist’ and further queries will be ignored. In this case you will receive a message stating “Please apply to the bank for unlocking”.

Meanings of symbols in the function list:

• a – account sequence number under agreement;
• n – number of transactions (when not specified, n = 5);
• m – amount, which must be exceeded to send data on transactions (when not specified, m = 0);
• d – number of days to be included into account statement (when not specified, d = 0, i.e. statement of the last day when transactions were performed will be sent);
• ONHHMM – time, when information will be automatically sent daily;
• OFF – cancellation of automatic message sending mode;
• YYYYY – initial password as provided by the bank;
• XXXXX – user-selected permanent password (4–9 symbols);
• [m n] – can be left blank, then information on last five transactions will be sent.

Using the Medicine Bank online banking system You will pay for your purchases on the Internet safely and quickly. Click on the logo to enter the selected online store. When You choose the preferred purchase or shopping cart, pay online safely and quickly without any bank charges: you enter your user ID, ​​passwords, and all you will need to approve payment.

Company	Bus, plane tickets, travel
	Air ticketing, hotel reservation.
	Intercity and international bus tickets.
	Intercity and international bus tickets.
	Leisure travel.
	Leisure travel.
	Clothing, footwear and other accessories
	Clothing for feeding and pregnant women.
	Clothing, footwear, cosmetics, technique and more.
	Handmade products.
	Home, hardware and other equipment
	Range of different products.
	Consumer Electronics, computer, photo and other technique.
	Consumer Electronics, computer, photo and other technique.
	Group discounts
	Group discount site - gift vouchers.
	Group discount site - gift vouchers.
	Group discount site - gift vouchers.
	Group discount site - gift vouchers.
	Group discount site - gift vouchers.
	Group discount site - gift vouchers.
	Utilities, telecommunications and other services
	Top up your LABAS account via the Internet.
	Possibility to top up Mokipay account.
	Short Message Service (SMS) to all Lithuanian and foreign operators' networks.
	Other
	Food order to Your home and work.
	Flowers delivery of flowers to the house, gifts online in Lithuania.
	E-bookshop.
	Online payment system, who wants to sell or buy goods and services online.
	Payment for housing services in one transfer.