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Medicinos Bankas offers attractive loan terms and rates under General Financing agreement

Customers of Medicinos Bankas can now take General Financing consumer loans of EUR 3000 to EUR 15,000 tailored to meet their needs and under extremely favourable terms at any Medicinos Bankas customer service branch


The solvency screening process is very simple and quick and will only take a few minutes and the paperwork required to get the consumer loan will be kept to a minimum.


General Financing consumer loans ranging from EUR 3,000 to EUR 15,000 are offered under the following favourable terms:

  • Annual interest rate – 9.9 %;
  • Agreement fee – 10 %;
  • Monthly handling fee  – 0.6 % of the total loan amount;
  • The agreement is concluded for a maximum period of 60 months.


For example, if you take a loan of EUR 4,500 and an agreement is concluded for a period of 48 months including insurance, the annual interest rate would be 9.9%, the agreement fee would be 10%, insurance costs would make up 10.28%, and the annual handling fee would be 0.6% of the total loan amount. The total annual consumer loan cost rate would be 35.33 %, the monthly installment would amount to EUR 164.06, and the total amount paid by the recipient of consumer loan would be EUR 7874.88*. The above amounts may differ if the loan amount is other than EUR 4,500 or if you choose an agreement period other than 48 months.


Why choose our General Financing consumer credit?

  • Will I receive a quick loan approval decision? Yes!
  • Will the funds be deposited into my personal bank account the same day*? Yes!
  • Will I have an option of choosing a payment period? Yes! The payment period may be up to 5 years!
  • Will I need to use my property as collateral? No, you won’t!
  • Will I be able to postpone the initial payment? Yes, the postponement period may be up to 3 months!
  • Will I be able to use a wide payment collection network? Yes!


* If you take a consumer loan by a wire transfer, the specified amount will be deposited to your bank account the same day if the agreement is concluded before 4:30 pm on a working day (before 3:30 pm on Friday). If the loan agreement is signed after 4:30 pm on a working day (after 3:30 on Friday) or at any time on a weekend or public holiday, money will be transferred to your account no later than the following banking day before 10:00 am.


More about General Financing consumer loan.

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