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General Financing Consumer Credit

We provide General Financing, UAB consumer loans for private persons (citizens of the Republic of Lithuania) from EUR 50 to 15 000. Upon customer's request, the consumer loan may be provided in cash or bank transfer to the customer's bank account in Medicinos Bankas, UAB.

 

Why choose our General Financing consumer credit?

  • Will I receive a quick loan approval decision? Yes!
  • Will the funds be deposited into my personal bank account the same day*? Yes!
  • Will I have an option of choosing a payment period? Yes! The payment period may be up to 7 years!
  • Will I need to use my property as collateral? No, you won’t!
  • Will I be able to postpone the initial payment? Yes, the postponement period may be up to 3 months!
  • Will I be able to use a wide payment collection network? Yes!

 

* If you take a consumer loan by a wire transfer, the specified amount will be deposited to your bank account the same day if the agreement is concluded before 4:30 pm on a working day (before 3:30 pm on Friday). If the loan agreement is signed after 4:30 pm on a working day (after 3:30 on Friday) or at any time on a weekend or public holiday, money will be transferred to your account no later than the following banking day before 10:00 am.

 

Terms and conditions of General Financing, UAB consumer loan:

•  The amount from EUR 50 to 3 000 may be received immediately in cash;
•  When borrowing by bank transfer from EUR 50 to 15 000, the agreed amount will be transferred to your personal account on the same day, if the transaction is concluded on a business day before 4.30 PM (3.30 PM on Fridays);
•  Term of the consumer loan - up to 7 years;
•  The first instalment may be postponed up to 3 month.

 

The consumer loan may be granted to the citizens of the Republic of Lithuania (not younger than 18 on the day of granting the loan and not older than 70 at the end of the term of loan repayment):

  • Receiving a salary under an employment contract; 
  • Receiving constant benefits from State Social Insurance Fund Board (pensions, welfare, etc.);
  • State officials;
  • Farmers.

 

In order to receive a consumer loan, the customer must present one of the following ID documents:

  • Valid passport of the citizen of the Republic of Lithuania;
  • Personal ID card.

 

 

 

 

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